Born from Real Financial Struggles

Back in early 2020, I was sitting in a cramped apartment in District 6, staring at spreadsheets that made no sense. My income seemed decent on paper, but somehow money kept disappearing. Sound familiar?

That frustration led me down a rabbit hole of budget planning, income tracking, and financial literacy that completely changed how I think about money. What started as personal desperation became a mission to help others avoid the same confusion.

Msg-Post exists because too many people earn good money but still feel financially stressed. We focus on practical income budgeting that actually works in real life—not textbook theories that fall apart when your motorbike breaks down or your family needs help.

Real-World Focus

Our methods work with irregular income, family obligations, and unexpected expenses. We teach budgeting for actual Vietnamese lifestyles, not perfect scenarios that don't exist.

Individual Approach

Everyone's financial situation is different. We help you build a system that fits your income patterns, spending habits, and personal goals—not someone else's template.

Long-term Partnership

Financial education isn't a one-time event. We're here for ongoing support as your income grows, life changes, and new challenges emerge.

Our Journey So Far

2020 - The Beginning

Started with personal financial struggles and a determination to understand where money actually goes. Spent months analyzing spending patterns and testing different budgeting approaches.

The breakthrough came when I realized most budgeting advice ignores how Vietnamese families actually manage money—with irregular income, family support obligations, and cash-heavy transactions.

2021-2022 - Testing and Learning

Helped friends and family members organize their finances. Discovered that income budgeting needs to account for seasonal work, side hustles, and cultural spending patterns.

Developed our core methodology through real-world testing with over 50 individuals from different income levels and job types.

2023-2024 - Building Systems

Launched structured educational programs. Created tools that work for freelancers, office workers, and small business owners navigating Vietnam's dynamic economy.

Refined our approach based on feedback from hundreds of program participants who shared their real challenges and successes.

2025 - Expanding Impact

Now we're focusing on deeper educational content and more personalized approaches. Our goal is helping more people build sustainable financial habits that grow with their careers.

Who We Actually Are

We're not financial advisors in suits. We're people who struggled with money management and figured out practical solutions that work.

Elijah Thorne

Financial Education Director

Archer Blackwell

Budget Strategy Specialist

Our Background Shapes Our Approach

Elijah's Story

Worked in corporate finance but couldn't manage my own budget. The irony wasn't lost on me. Spent two years developing practical systems that bridge the gap between financial theory and daily reality in Vietnam.

Archer's Perspective

Freelancer who learned to budget with unpredictable income. I understand the stress of not knowing exactly what you'll earn next month, and I've developed strategies that create stability even with irregular cash flow.

What We Learned Together

Traditional budgeting advice often fails because it assumes steady income and Western spending patterns. We've built our programs around the financial realities of working in Vietnam's evolving economy.

What We Promise You

Honest Education

We won't promise overnight wealth or guaranteed financial success. We will teach you practical skills that improve your relationship with money over time, based on realistic expectations and proven methods.

Cultural Understanding

Our programs account for Vietnamese family dynamics, cultural obligations, and local economic patterns. We understand that your budget needs to work within your actual social and cultural context.

Ongoing Support

Learning financial skills is an ongoing process. We provide continued guidance as your income grows, life circumstances change, and new financial challenges emerge throughout your career.

Practical Focus

Every technique we teach has been tested in real situations. We focus on methods that work when life gets complicated, not just when everything goes according to plan.

Explore Our Programs